Billions (BILL)

Overview

Billions is a digital identity network for people and AI agents. It helps a person prove that they are real or unique online, while sharing less personal information with the service asking for proof. It also gives AI agents verifiable identities linked to the people or organizations responsible for them. BILL is the network’s utility token. Its planned and available uses center on verification services, access, staking, and participation in the wider ecosystem. (billions.network)

The problem Billions addresses is easy to recognize: an online account can belong to a person, a bot, or an AI agent, and a username alone reveals little about which one it is. That matters when a service distributes rewards, checks eligibility, or lets software act on someone’s behalf. Billions combines identity checks with cryptographic proofs so an application can receive a useful answer—such as whether a user meets a requirement—without always receiving the underlying identity document. (billions.network)

History & Team

From identity tools to Billions

Billions grew out of the Polygon ID and Privado ID identity technology lineage. Privado ID was spun out of Polygon Labs in 2024, and its team introduced Billions in February 2025. The Billions mobile app followed in June 2025. That history explains why the project began with digital credentials and zero-knowledge technology before expanding its work on AI-agent identity and commerce. (billions.network)

Evin McMullen is a Billions co-founder and its CEO. The project’s materials also identify David Schwartz among its founders. Billions describes its wider founding team as drawing on experience from Disco.xyz, Hermez, Polygon, and Privado ID. Its named backers include Polychain, Coinbase Ventures, Liberty City Ventures, and BITKRAFT. These connections describe the team and its funding background; the product itself is built around the identity tools that users and developers can put to work. (billions.network)

Technology & How It Works

Credentials and private proofs

Billions uses verifiable credentials, which are digital records issued after a user completes an eligible check. A check may involve a phone-based face scan or a supported government document, such as an NFC-enabled passport. The resulting credential can be held in the user’s identity wallet and presented to an application that asks for proof. Billions lists Human, Verified Human, and Uniqueness among its credential types. The methods available depend on the particular verification flow. (billions.network)

A zero-knowledge proof lets someone demonstrate that a statement is true without handing over all the information used to establish it. For example, a service may need to know that a person meets an age rule rather than see their full date of birth. Billions builds on the Privado ID stack to support this kind of selective verification. Its architecture includes tools for credential issuers, wallets for users, and software that lets other applications check proofs. The project also supports verification across several blockchain ecosystems, including Ethereum-related networks, Polygon, Base, and BNB Chain. (billions.network)

Giving an AI agent an identity

Billions’ Know Your Agent framework applies related ideas to software that acts online. An agent can create a decentralized identifier, or DID, controlled by cryptographic keys. Other parties can then attach signed statements, called attestations, about its ownership, audits, or activity. A link to a verified human can establish who stands behind an agent while keeping that person’s private details out of the public record. This gives an application more to assess than the agent’s name or its own claims. (billions.network)

Tokenomics & Utility

BILL has a fixed total supply of 10 billion tokens. Billions describes it as an ERC-20 utility token and states that it has no inflation. The project’s token overview says roughly 24.28% of the supply circulated at its token generation event. It allocates 40% to the community, 32% to foundation reserves, 20% to contributors, 6% to investors, and 2% to a creators program. Those categories separate tokens intended for community activity from those reserved for operations and longer-term participants. (billions.network)

The token has several roles in the network. Billions says BILL can be used to pay credential fees, with a stated discount of 10–15% when those fees are paid in the token. Holders can also stake BILL to build reputation, access higher-tier features, and take part in ecosystem reward programs. The project provides a dedicated staking application. Its token plan includes future governance and uses such as collateral for AI agents and controls against spam in decentralized identifiers. Those future roles are distinct from the token functions already offered. (billions.network)

Billions also awards Power for certain activities, including verification and referrals. Power is part of the platform’s participation and promotional system; BILL is the transferable crypto token described in its token plan. Keeping those two names separate helps explain why earning points in an app and holding tokens serve different purposes. (billions.network)

Ecosystem & Use Cases

Where identity proofs are useful

One use case is distributing online rewards to distinct people. A project can ask for proof that a participant is human and unique, reducing repeat claims made through multiple accounts. Billions has published case studies involving identity checks for the Sentient and Lagrange token distributions. The same basic approach can help an application decide who may enter a community space, claim a benefit, or complete an onboarding step. (billions.network)

Another use case is reusable identity checking. A user who holds a suitable credential may be able to prove an attribute to a compatible service without repeating every step of an earlier check. Billions’ materials describe applications in age checks, customer onboarding, and access to services involving tokenized real-world assets. Which details a service needs still depends on that service’s purpose and rules. (billions.network)

AI agents form a growing part of the project’s ecosystem. Billions has announced a partnership with Stable.xyz that pairs its agent-identity work with Stable’s payment infrastructure. Its broader plan includes tools for agents to shop or pay within limits set by a verified human. Billions presents the full consumer shopping experience as a developing product, while its identity and agent-verification tools provide the foundation for that work. (billions.network)

Advantages & Challenges

Billions’ approach brings together several practical ideas: users can complete supported checks on a phone, credentials can be reused across compatible applications, and zero-knowledge proofs can limit how much information a verifier receives. Its tools also cover both sides of an AI-assisted transaction: the person granting authority and the agent using it. Billions reports millions of verified users and has documented integrations and use cases beyond a single app. (billions.network)

The harder task is making those proofs useful in many places. A credential becomes more valuable to its holder when applications agree to accept it and understand what it establishes. Verification methods also differ: a phone camera, a passport chip, and a face scan answer different identity questions and may be available to different users. For agent commerce, Billions must connect identity, permissions, merchants, and payment systems into an experience that works together. Its consumer wallet and shopping features remain part of that ongoing build-out. (billions.network)

Where to Buy & Wallets

BILL can be purchased on exchanges listed by Billions, including Bitget, Coinbase Exchange, Kraken, and KuCoin. The project’s trading page also lists other supported platforms. Exchange access and supported deposit networks vary by platform and location. (billions.network)

BILL can be held in a wallet that supports the token on the network used for the transfer. The project’s identity wallet serves a related but different everyday purpose: it stores and manages credentials used to prove information about a person. Billions also offers a web identity wallet and a mobile app. Its separate, agent-focused Billions Wallet is presented as an upcoming way to manage an agent’s identity, permissions, and purchases. (billions.network)

Regulatory & Compliance

Billions Network S.A. operates the platform under terms governed by Spanish law. Billions has published a BILL white paper notified to Spain’s Comisión Nacional del Mercado de Valores under the European Union’s Markets in Crypto-Assets framework, known as MiCA. Its terms describe BILL as a utility token for access to digital services and participation features. The platform also describes how it handles identity data under European data-protection rules, including the GDPR, and places restrictions on access from specified jurisdictions. (billions.network)

Billions does not publish a formal Shariah certification or halal ruling for BILL in its token materials. An Islamic finance assessment would need to consider the token’s actual uses, including credential payments and staking arrangements. Its halal status therefore has no published project-level determination. Rules affecting token access, identity checks, and trading also differ by jurisdiction and by the service involved. (billions.network)

Future Outlook

Billions is extending its identity network toward a system in which verified agents can act for verified people. Its stated roadmap moves from establishing human and agent identities toward transactions and, later, a reputation layer that can carry a record of trusted activity across the network. The project’s work on merchant tools, agent permissions, and payment partnerships fits that direction. (billions.network)

For BILL, that development connects the token’s economic role to the services around it. Credential payments and staking give it defined uses, while proposed governance and agent-collateral features depend on later stages of the network. The larger question for Billions is how widely its credentials and agent identities become usable across independent apps and businesses. (billions.network)

Summary

Billions brings privacy-focused verification to people and verifiable identity to AI agents. BILL supports the network through service payments, staking, and ecosystem participation, with further roles planned. Its place in crypto lies in connecting digital credentials to real uses—from fairer online access to agents that can act with a verified person behind them. (billions.network)