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Insurance (INSURANCE) is a BEP‑20 token on BNB Chain that aims to power an “insurance blockchain” platform for both digital and physical assets. The project’s stated goal is simple: use smart contracts to make policies, claims, and payouts more transparent, faster, and easier to understand. The INSURANCE token sits at the center, with planned utility such as discounts, priority claims handling, and access to special features on the platform. The official contract address is 0x64E4fea6e4F3637025c7Bcd878E2B238B01f7D4e on BNB Chain. (insurance.game)
While real‑time figures change constantly, the INSURANCE price is driven by supply and demand on markets that list the token. The project describes a broad mission: protecting crypto assets (like coins, DeFi positions, and NFTs) as well as high‑value physical items through token‑enabled coverage products. (insurance.game)
As of 3/26/2026 04:00 UTC, Insurance (INSURANCE) trades at $341.64 with a -1.12% move over the last 24 hours.
The market capitalization stands at $0.00000.
Daily trading volume is $34K. Insurance (INSURANCE) has moved +1.08% over the past seven days and +6.82% across the last 30 days.
The INSURANCE token contract was verified on BscScan on September 30, 2024, which marked a key on‑chain milestone for the project. The website and whitepaper describe a team of “experienced professionals,” but as of October 2025 do not publicly list named founders or executives. The site’s footer lists a Dubai, United Arab Emirates contact, hinting at a Middle East footprint. (bscscan.com)
In terms of listings and availability, the project highlights decentralized trading on BNB Chain. PancakeSwap (v2) hosts a CAKE/INSURANCE pair, and third‑party data tools track that pool. In addition, the centralized exchange Tokpie has announced an Insurance/USDT market. These steps suggest an early focus on community trading while the core platform is built out. (coingecko.com)
INSURANCE is a BEP‑20 token, meaning it follows BNB Chain’s token standard and can be held in any wallet that supports BNB Chain. The token contract uses a standard Ownable pattern, is verified on BscScan, and uses 18 decimals. From a developer view, this aligns with common ERC‑20/BEP‑20 practices, easing integrations with wallets, DEXs, and other DeFi tools. (insurance.game)
The project’s design is to record insurance actions on-chain for clarity. In plain terms, policy data and claim events can be written to the blockchain. This helps:
The team also describes features such as “enhanced claim processing,” reduced costs from cutting intermediaries, and token‑gated benefits (discounts, priority handling, access to events). These are typical advantages of moving processes into code and putting audit trails on a public ledger. (insurance.game)
As of now, the public “Platform” page shows “Coming soon…,” which indicates modules are still rolling out. A practical path for such platforms is to start with simple flows (for example, claims with defined triggers) and later add richer tools like parametric covers using data oracles, or dashboards for underwriters and claim reviewers. The project’s website signals that direction, even if full details are not yet live. (insurance.game)
Coin tracking pages currently show an estimated effective supply of 98,000,000 after accounting for 2,000,000 tokens sent to a dead (burn) address. Max supply remains 100,000,000. Exact circulating amounts can change over time as tokens move on-chain. (coingecko.com)
The project frames INSURANCE as the access and utility key for the platform. Based on public materials, holders may receive:
In simple terms, the token is used to make the service easier to use and more rewarding for loyal users. These points, often called “Insurance tokenomics,” are focused on utility rather than pure speculation. (insurance.game)
Note: As of October 2025, the website does not publish a detailed public allocation chart (for example, exact percentages for team, treasury, community, liquidity). The dedicated Tokenomics page exists but does not show a breakdown at the time of writing. (insurance.game)
Insurance blockchain use cases naturally include coverage for crypto wallets, exchange deposits, staking positions, and smart‑contract interactions. The project’s site mentions “theft and hacking coverage” and even “loss of private key coverage,” alongside general “market volatility protection.” While traditional policies rarely cover price moves, decentralized insurance models sometimes offer parametric products that pay when preset conditions are met. INSURANCE’s materials emphasize automation and transparency for these flows. (insurance.game)
The team explicitly lists NFTs as a focus, which maps well to real‑world needs like protecting high‑value collectibles. In the same spirit, “Insurance DeFi, NFTs, gaming” can extend to in‑game items and skins that have real markets. A chain‑based claims trail helps owners and platforms verify asset histories and ownership when disputes arise. BscScan also tags the token under the “Gaming” category, showing the project’s alignment with that audience. (insurance.game)
Beyond crypto, the site talks about protecting collectibles, art, jewelry, and other valuables. This blends off‑chain risk with on‑chain records. For example, a coverage certificate could be hashed and time‑stamped on BNB Chain to prove it existed at a certain time, while claims are logged as events for easy auditing later. (insurance.game)
In the broader insurance world, blockchain helps with shared records between insurers and reinsurers, cutting disputes and speeding settlements. While INSURANCE has not yet published detailed reinsurance tooling, the same “single source of truth” logic can apply to how risk pools and backstops are managed in the future.
Looking for where to buy INSURANCE? Today, trading centers around BNB Chain DEXs and select CEXs:
Because it’s a BEP‑20 token, you can store INSURANCE in wallets that support BNB Chain, such as:
To add the token manually, paste the contract address 0x64E4fea6e4F3637025c7Bcd878E2B238B01f7D4e into your wallet’s “Add custom token” flow on BNB Chain. The token will then appear in your portfolio. Your trading interface will show the current INSURANCE price when you connect. (bscscan.com)
Insurance is a regulated field in most countries. Building insurance products on-chain often requires licensing (for example, as an insurer, agent, or managing general agent) and strong compliance controls like KYC/AML—especially when fiat payments or consumer policies are involved. The INSURANCE website lists Dubai, UAE as its contact location, but it does not publish detailed licensing information on the public pages reviewed. As with any insurance project, the final “Insurance regulatory status” depends on the jurisdictions where products are offered and the exact policy design. (insurance.game)
Many scholars accept insurance as halal when it follows Takaful‑style rules: risk‑sharing, no riba (interest), no excessive gharar (uncertainty), and ethical investing. In crypto, that translates to transparent pools, clear rules, and avoidance of gambling‑like structures. Whether INSURANCE is halal or “INSURANCE shariah compliant” depends on its final policy terms, governance, and audits. The project has not posted a public Shariah certification on its site at the time of writing. In principle, a Takaful‑inspired design, backed by clear token utility and transparent claims, can align with “Insurance halal” guidelines, but formal compliance requires recognized scholars and certification.
These points are general context for readers learning how insurance and blockchain intersect. For the most accurate picture, users typically look for the project’s own regulatory disclosures as new modules launch.
The roadmap ahead centers on turning the “insurance blockchain” vision into live products that people can use daily. Several practical paths make sense:
If the team executes on these steps, INSURANCE could carve out a niche as a practical tool for people who want simple, transparent protection for both Web3 and real‑world valuables.
Insurance (INSURANCE) is building an insurance‑focused Web3 platform on BNB Chain, with a BEP‑20 utility token designed to unlock discounts, faster claims handling, and special features. The contract is verified, the website outlines a broad scope (crypto assets, NFTs, gaming items, and physical collectibles), and early markets exist on PancakeSwap and Tokpie. Exact “Insurance tokenomics” beyond max supply are still light in public docs, and key product modules are marked “coming soon,” so the next phase is about delivering live coverage flows, growing data integrations, and clarifying licensing and Shariah review where relevant. For learners exploring an “insurance blockchain” approach—and asking about INSURANCE price dynamics, where to buy INSURANCE, or whether designs can be Insurance halal—the project offers a clear vision and a standard token base to build on as the ecosystem matures. (insurance.game)
Insurance system that uses tokens and community governance to protect digital and physical assets. It features dynamic pricing based on market demand and community-verified claims through a decentralized system.
| Sector: | Asset Management |
| Blockchain: | BNB |
