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  • Tokens
  • Insurance (INSURANCE)

    11/11/2025 04:00 UTC

    $178.49

    % Today
    1.11%

    Unlock Schedule

    Insurance (INSURANCE) Token Unlock & Vesting Schedule

    The unlock chart above provides a clear visual overview of the Insurance (INSURANCE) token release schedule, showing when and how tokens enter circulation across investor, team, treasury, and community allocations. Understanding these tokenomics dynamics is critical for evaluating potential supply pressure, inflation impact, and market liquidity over time — key factors that can influence INSURANCE price performance.

    Each color segment in the chart corresponds to a specific allocation group described in the Allocations section below. Underlying assumptions and data models used to reconstruct this schedule are explained in detail under Assumptions, while broader utility insights and token use cases are covered in Tokenomics & Utility.

    Tokenomics & Utility

    Supply and standard

    • Token standard: BEP‑20 on BNB Chain
    • Max supply: 100,000,000 INSURANCE
    • Decimals: 18
    • Contract: 0x64E4fea6e4F3637025c7Bcd878E2B238B01f7D4e (insurance.game)

    Coin tracking pages currently show an estimated effective supply of 98,000,000 after accounting for 2,000,000 tokens sent to a dead (burn) address. Max supply remains 100,000,000. Exact circulating amounts can change over time as tokens move on-chain. (coingecko.com)

    What the token does

    The project frames INSURANCE as the access and utility key for the platform. Based on public materials, holders may receive:

    • Discounts on selected insurance products.
    • Priority in claim processing queues.
    • Access to exclusive features or events as the platform grows.

    In simple terms, the token is used to make the service easier to use and more rewarding for loyal users. These points, often called “Insurance tokenomics,” are focused on utility rather than pure speculation. (insurance.game)

    Note: As of October 2025, the website does not publish a detailed public allocation chart (for example, exact percentages for team, treasury, community, liquidity). The dedicated Tokenomics page exists but does not show a breakdown at the time of writing. (insurance.game)

    Assumptions

    • Token launch (TGE) modeled as 2024-10-01 with contract verified 2024-09-30.

      BscScan shows contract verified on 2024-09-30; website/whitepaper provide year-level schedules but not exact TGE date.

    • Annual-to-monthly conversion modeled as linear within each calendar year.

      Whitepaper tokenomics provides year-by-year percentages only; no intra-year cadence disclosed.

    • Owners, Team, Platform Rewards year splits follow the whitepaper chart; Owners 2027–2028 adjusted to match 32.3% total.

      Chart text shows ~1%, 8%, 8%, ~7.5%, ~7.5% for Owners (total ~32%); bottom table states 32.3%.

    • Public and Private Presale allocations unlock at TGE (100% cliff).

      No vesting/lockup terms provided in official materials; modeled as fully liquid at listing/presale completion.

    • Liquidity shows ~0.5% in 2024 with a large 2025 tranche; modeled as 0.5% in Q4 2024 and 4.5% in 2025.

      Year-by-year chart visually indicates 0.5% in 2024 and a prominent 2025 percentage; exact numeric labels beyond 2024 are not clearly legible.

    • Marketing allocation distributed as 1%, 1%, 1%, 1%, 2% of total supply across 2024–2028.

      Chart suggests a small 2024 slice and larger final-year slice; precise values not textually specified.

    • Partners allocation modeled as 0.5% in 2024 and the remainder evenly 2025–2028.

      Chart appears to show a small 2024 portion; detailed per-year breakdown not provided.

    • Reserve modeled as available at TGE; actual spending into circulation may occur later via treasury usage.

      Whitepaper lists Reserve 0.5% but gives no time-based vesting; we model unlock at TGE for completeness while noting treasury-discretionary usage.

    • Burn allocation (10% of total) excluded from release chart because it does not introduce tokens into circulation.

      Task requires mechanisms by which tokens enter circulation; burns remove supply.

    • No PoW/PoS/network issuance for INSURANCE on BNB Smart Chain.

      INSURANCE is a fixed-supply BEP-20 token; no chain-level issuance tied to this token.

    Allocations

    Owners
    32.30%
    Percentage of total token supply
    70%
    How certain we are about this information
    32,300,000 tokens
    Linear vesting: Oct 1, 2024 - Dec 31, 2024 (monthly)
    Per whitepaper chart: Owners allocation begins in 2024 at ~1% of total supply; modeled linearly across remaining months of 2024 post-TGE.
    Linear vesting: Jan 1, 2025 - Dec 31, 2025 (monthly)
    Whitepaper year-by-year plan shows ~8% of total supply in 2025 for Owners.
    Linear vesting: Jan 1, 2026 - Dec 31, 2026 (monthly)
    Whitepaper plan shows ~8% of total supply in 2026 for Owners.
    Linear vesting: Jan 1, 2027 - Dec 31, 2027 (monthly)
    Adjusted to align Owners total to 32.3% (chart shows ~7.5% for 2027).
    Linear vesting: Jan 1, 2028 - Dec 31, 2028 (monthly)
    Adjusted to align Owners total to 32.3% (chart shows ~7.5% for 2028).
    Team
    20.00%
    Percentage of total token supply
    75%
    How certain we are about this information
    20,000,000 tokens
    Linear vesting: Jan 1, 2025 - Dec 31, 2025 (monthly)
    Whitepaper chart shows Team at 0% in 2024, then ~7%, ~7%, ~3%, ~3% across 2025–2028.
    Linear vesting: Jan 1, 2026 - Dec 31, 2026 (monthly)
    Second year of Team vesting per chart (~7%).
    Linear vesting: Jan 1, 2027 - Dec 31, 2027 (monthly)
    Third year of Team vesting per chart (~3%).
    Linear vesting: Jan 1, 2028 - Dec 31, 2028 (monthly)
    Final year of Team vesting per chart (~3%).
    Platform Rewards (staking, referrals, claim rewards)
    10.00%
    Percentage of total token supply
    75%
    How certain we are about this information
    10,000,000 tokens
    Linear vesting: Jan 1, 2025 - Dec 31, 2025 (monthly)
    Whitepaper chart shows Platform Rewards ramp 0%, 1%, 2%, 3%, 4% over 2024–2028; first release in 2025 (~1%).
    Linear vesting: Jan 1, 2026 - Dec 31, 2026 (monthly)
    Second year (~2%).
    Linear vesting: Jan 1, 2027 - Dec 31, 2027 (monthly)
    Third year (~3%).
    Linear vesting: Jan 1, 2028 - Dec 31, 2028 (monthly)
    Final ramp year (~4%).
    Public Presale
    10.00%
    Percentage of total token supply
    50%
    How certain we are about this information
    10,000,000 tokens
    Cliff: Oct 1, 2024 — NaN% of allocation
    No explicit vesting disclosed; modeled as fully unlocked at TGE for public sale allocation.
    Private Presale
    1.00%
    Percentage of total token supply
    50%
    How certain we are about this information
    1,000,000 tokens
    Cliff: Oct 1, 2024 — NaN% of allocation
    No explicit vesting disclosed; modeled as fully unlocked at TGE for private sale allocation.
    Liquidity
    5.00%
    Percentage of total token supply
    55%
    How certain we are about this information
    5,000,000 tokens
    Linear vesting: Oct 1, 2024 - Dec 31, 2024 (monthly)
    Whitepaper chart appears to show ~0.5% of total supply assigned to liquidity in 2024; modeled linearly post-TGE.
    Linear vesting: Jan 1, 2025 - Dec 31, 2025 (monthly)
    Remainder of liquidity allocation modeled in 2025 based on whitepaper chart indicating a large 2025 tranche.
    Marketing
    6.00%
    Percentage of total token supply
    55%
    How certain we are about this information
    6,000,000 tokens
    Linear vesting: Oct 1, 2024 - Dec 31, 2024 (monthly)
    Modeled as ~1% of total supply in 2024; chart text is small, so we allocate 1% in 2024.
    Linear vesting: Jan 1, 2025 - Dec 31, 2025 (monthly)
    Assumed even annual marketing usage given lack of explicit monthly detail.
    Linear vesting: Jan 1, 2026 - Dec 31, 2026 (monthly)
    Assumed even annual marketing usage.
    Linear vesting: Jan 1, 2027 - Dec 31, 2027 (monthly)
    Assumed even annual marketing usage.
    Linear vesting: Jan 1, 2028 - Dec 31, 2028 (monthly)
    Remainder allocated to 2028 to match 6% total per whitepaper chart that appears to show a larger final-year slice.
    Partners
    5.00%
    Percentage of total token supply
    55%
    How certain we are about this information
    5,000,000 tokens
    Linear vesting: Oct 1, 2024 - Dec 31, 2024 (monthly)
    Whitepaper chart appears to show ~0.5% of total supply in 2024 for partners.
    Linear vesting: Jan 1, 2025 - Dec 31, 2025 (monthly)
    Even distribution of remaining allocation across 2025–2028 due to lack of precise per-year figures.
    Linear vesting: Jan 1, 2026 - Dec 31, 2026 (monthly)
    Even distribution assumption.
    Linear vesting: Jan 1, 2027 - Dec 31, 2027 (monthly)
    Even distribution assumption.
    Linear vesting: Jan 1, 2028 - Dec 31, 2028 (monthly)
    Even distribution assumption.
    Reserve
    0.50%
    Percentage of total token supply
    50%
    How certain we are about this information
    500,000 tokens
    Cliff: Oct 1, 2024 — NaN% of allocation
    Whitepaper tokenomics lists a 0.5% Reserve; no vesting detail given. Modeled as available at TGE for treasury use.
    Airdrop
    0.20%
    Percentage of total token supply
    80%
    How certain we are about this information
    200,000 tokens
    Cliff: Oct 1, 2024 — NaN% of allocation
    Whitepaper chart explicitly shows Airdrop 0.2% in 2024; project airdrop page confirms campaign presence.
    Last Updated: 10/11/2025 12:55 UTC

    Description

    #0

    Insurance system that uses tokens and community governance to protect digital and physical assets. It features dynamic pricing based on market demand and community-verified claims through a decentralized system.

    Sector: Asset Management
    Blockchain: BNB
    2024