Usual (USUAL)

Medium of Exchange

Usual crypto can be used as digital money to buy goods and services online or send money to others quickly and cheaply without banks or middlemen.

Utility Tokens

It can give holders access to special features or services within apps or games built on blockchain technology.

Investment

People can buy and hold Usual crypto hoping its value will grow over time.

Decentralized Finance (DeFi)

Usual crypto may be used in financial services like lending, borrowing, or earning interest by staking tokens.

Tokenization and Asset Representation

It can represent ownership of real-world assets or digital items, making trading and management easier on the blockchain.

Advantages

• Usual crypto is decentralized, meaning no single government or company controls it. This gives users more control over their money.
• It operates on blockchain technology, which is secure and transparent, making transactions resistant to fraud and hacking.
• Transactions can be made 24/7 without needing banks or middlemen, often with lower fees and faster processing times.
• It offers global accessibility; anyone with internet and a crypto wallet can use it without identity or credit checks.
• Some cryptocurrencies have a capped supply, which can protect against inflation and currency debasement.
• Usual crypto can provide diversification in investment portfolios and potential for high returns.
• It supports new financial technologies like decentralized finance (DeFi) and digital assets for gaming or metaverse projects.

Disadvantages

• Usual crypto prices can be very volatile, with values rising or falling sharply in short periods.
• It is not fully regulated, which can lead to scams, fraud, and market manipulation.
• Mining some cryptocurrencies requires a lot of energy, which can have environmental impacts.
• Losing access to private keys or passwords can mean losing all your crypto permanently.
• The technology and concepts can be complex and hard to understand for beginners.
• Some cryptocurrencies face challenges like transaction delays and variable fees during high demand.
• Regulatory uncertainty remains, which can affect adoption and market stability.

Founders of Usual

The founders of Usual include Philippe Honigman, Jan Baeriswyl, Jacek Czarnecki, Paul & Estefa, and Eli. Philippe Honigman is known for his expertise in blockchain technology, Jan Baeriswyl brings a strong technical foundation, and Jacek Czarnecki is recognized for his legal insights in the crypto space.

Another set of co-founders mentioned are Pierre Person (CEO), Adli TAKKAL BATAILLE (DEO), and Hugo Sallé de Chou (COO), who lead the project and its development.

Summary

• Philippe Honigman: blockchain technology expert
• Jan Baeriswyl: technical foundation
• Jacek Czarnecki: legal insights
• Paul & Estefa, Eli: additional founding members
• Pierre Person: CEO
• Adli TAKKAL BATAILLE: DEO
• Hugo Sallé de Chou: COO

Institutional and Government Investors

Major holders include the United States government, which owns about 326,588 bitcoins valued at around $35 billion as of late 2025. Other governments like El Salvador also hold crypto assets through strategic purchases and seizures. Institutional investors such as BlackRock’s Bitcoin ETF, Grayscale (owned by Digital Currency Group), and Fidelity hold large amounts of Bitcoin, collectively managing over 800,000 BTC.

Corporate Investors

Large publicly traded companies like MicroStrategy (holding 592,100 BTC), Tesla, and Marathon Digital Holdings are significant investors in Bitcoin and other cryptocurrencies. These corporations use crypto as part of their investment portfolios.

Venture Capital and Crypto Funds

Venture capital firms and crypto-focused funds like Digital Currency Group and Vibe Capital actively invest in blockchain projects and startups, driving innovation and growth in the crypto industry.

Individual and Early Investors

Notable individual investors include early adopters and founders such as Satoshi Nakamoto (with nearly 1 million BTC), and influential figures like Jeremy Gardner, who have contributed to the crypto ecosystem through investments and development of blockchain projects.

Exchange-Traded Funds (ETFs)

ETFs like BlackRock’s Bitcoin ETF provide regulated access to crypto investments for both institutional and retail investors, holding significant Bitcoin reserves and influencing market flows.

No specific information is available about investors in Usual crypto.

Halal Status of Usual Crypto

• General Consensus: Usual crypto can be considered halal if it meets certain Islamic finance principles such as avoiding riba (interest), gharar (excessive uncertainty), and maysir (gambling). It should have social acceptance, real-world utility, and not be involved in haram activities.

• Trading and Investment: Buying and holding crypto as an investment is generally seen as halal, similar to investing in shares. Short-term speculative trading is more debated among scholars.

• Mining: Crypto mining is often considered halal if done ethically and without interest-based loans.

• Project Compliance: The halal status depends on the specific crypto project. Projects that comply with Islamic law and avoid prohibited elements are halal, while others are not.

Answer: Yes, Usual crypto can be halal if it complies with Islamic principles and is used appropriately.