Creditcoin (CTC)
Unlock Schedule
Creditcoin (CTC) Token Unlock & Vesting Schedule
The unlock chart above provides a clear visual overview of the Creditcoin (CTC) token release schedule, showing when and how tokens enter circulation across investor, team, treasury, and community allocations. Understanding these tokenomics dynamics is critical for evaluating potential supply pressure, inflation impact, and market liquidity over time — key factors that can influence CTC price performance.
Each color segment in the chart corresponds to a specific allocation group described in the Allocations section below. Underlying assumptions and data models used to reconstruct this schedule are explained in detail under Assumptions, while broader utility insights and token use cases are covered in Tokenomics & Utility.
Tokenomics & Utility
Token set and roles
- CTC (Native): Used on the Creditcoin mainnet for staking, validator participation, and paying Substrate transaction fees.
- CTC (EVM): Used to interact with smart contracts in Creditcoin’s EVM environment.
- G‑CRE (ERC‑20): The Ethereum version commonly listed on centralized exchanges under the “CTC” ticker; tradable and swappable into mainnet assets.
- wCTC (ERC‑20): A wrapped token for specific liquidity needs, including Uniswap. (docs.creditcoin.org)
A bridge-like SwapCTC flow lets users move between G‑CRE, wCTC, and mainnet CTC to participate in staking and dApps. This structure supports exchange liquidity while keeping the Creditcoin blockchain powered by native CTC for on-chain activity. (docs.creditcoin.org)
Issuance, fees, and staking
With the 2.0+ upgrade, Creditcoin reduced block rewards and shortened block time to around 15 seconds. The network supports dynamic fee scaling and burns a portion of fees, aligning long‑term incentives with active usage. As an NPoS chain, CTC holders can nominate validators or run validators to earn network rewards, strengthening decentralization. The project’s documentation notes that 2.0+ removed the earlier fixed cap, shifting issuance economics toward performance and security needs over time. Factors like staking participation, on‑chain loan volume, and dApp growth are typical long‑term drivers that observers often discuss in relation to CTC price mechanics. (creditcoin.org)
One brand, multiple rails
Creditcoin’s tokenomics support a multi‑rail approach to real‑world finance: regulated exchanges can list the ERC‑20 form (G‑CRE), the EVM chain supports DeFi composability, and the Substrate chain secures the credit ledger. This helps the network meet enterprises where they are while keeping CREDIT history credible on-chain. (docs.creditcoin.org)
Assumptions
- Mainnet CTC supply is uncapped after 2.0+.
Protocol removed maximum supply when transitioning to NPoS; issuance fixed at 2 CTC per 15s block with fee burning.
- Investor vesting aggregated as one linear schedule from TGE+6m to TGE+3y.
Official docs specify investor tranches vest 6–36 months but do not provide tranche-by-tranche splits; aggregated for monthly modeling.
- Foundation ERC-20 allocation modeled net of 50M G-CRE swapped to mainnet in Aug 2023.
Market update states a 50M one-way swap that permanently reduced G-CRE total supply; to avoid double counting, we reduce ERC-20 foundation tokens by 50M rather than adding a separate swap allocation.
- PoW period boundary dates are approximated for monthly charting.
Exact activation time of the 1.1 reward change was threshold-based; used cumulative block counts and official timeline (Jan 2020) to set an approximate end of 222 CTC era around mid-Oct 2019 and end PoW on 2023-08-30 (NPoS launch).
- PoS rewards projection through 2035 assumes no parameter changes.
No announced changes to block reward/time beyond 2.0+; modeled constant issuance for forward-looking chart rendering.
- Percent-of-total fields set to 0 due to uncapped multi-asset structure.
Project has uncapped mainnet and a capped ERC-20 vesting token; a single total percentage would be misleading; tokens are provided in absolute values.
- 1. https://creditcoin.org/blog/market-update-ctc-token-info/amp/
- 2. https://docs.creditcoin.org/cc-enterprise/faq
- 3. https://creditcoin.org/blog/2-0-explained-proof-of-stake-tokenomics/
- 4. https://creditcoin.org/blog/creditcoin-1-1-hard-fork/
- 5. https://creditcoin.org/blog/creditcoin-mainnet-official-launch/
- 6. https://creditcoin.org/blog/official-statement/
- 7. https://creditcoin.org/blog/september-q-a/amp/
- 8. https://etherscan.io/token/0xa3ee21c306a700e682abcdfe9baa6a08f3820419
- 9. https://docs.creditcoin.org/technical-specification
Allocations
Description
#545
Creditcoin is a blockchain protocol that facilitates lending by connecting investors with borrowers without requiring collateral, instead focusing on credit-based lending. It employs blockchain to record transactions, enhancing transparency and reducing costs, with its native token, CTC, used for transaction fees and rewards.
| Sector: | Lending |
| Blockchain: | Ethereum |