Clearpool (CPOOL)

Institutional Borrowing

Clearpool provides a decentralized marketplace where institutional borrowers can access unsecured loans directly from a network of decentralized lenders. This helps institutions get liquidity without needing to provide collateral.

Lending and Yield

Lenders on Clearpool can provide liquidity to these pools and earn interest. They also receive additional CPOOL token rewards, which can increase their overall returns.

Risk Management and Tokenized Credit

Clearpool introduces tokenized credit and single-borrower liquidity pools, allowing lenders to monitor and manage the risks of unsecured lending in real-time. This creates a more transparent and flexible lending environment.

Decentralized Finance (DeFi) Bridge

Clearpool bridges traditional capital markets and DeFi by offering institutional-grade, permissioned access to wholesale borrowing and lending of digital assets, making DeFi more accessible to large financial players.

Governance and Staking

Users can stake CPOOL tokens to participate in governance and help secure the protocol’s interest rate mechanism, aligning incentives between borrowers, lenders, and the platform.

For more details, visit Clearpool's official website.

Pros

• Clearpool offers a decentralized credit marketplace connecting institutional borrowers with lenders, enabling access to unsecured loans.
• It uses dynamic risk-adjusted interest rates, which can benefit lenders by matching market conditions.
• The platform supports staking of CPOOL tokens, allowing holders to participate in governance by voting on borrower whitelisting and earn rewards.
• Clearpool is built on Ethereum as an ERC-20 token, compatible with popular wallets like MetaMask.
• It aims to bridge traditional finance and DeFi, providing institutional-grade liquidity and compliance (KYC & AML).
• The team behind Clearpool has strong experience in finance and blockchain, adding credibility.
• Flexible redemption and permissionless lending pools offer ease of use for participants.

Cons

• The token price and trading volume can be volatile, reflecting typical crypto market fluctuations.
• Clearpool is relatively new and still growing, so liquidity and adoption may be limited compared to larger DeFi projects.
• Institutional focus might limit accessibility or appeal for casual or retail investors.
• As an ERC-20 token, transaction fees depend on Ethereum network congestion, which can sometimes be high.
• The platform’s success depends on regulatory compliance and market acceptance, which can evolve over time.

For more details, visit the official Clearpool website: clearpool.finance

Founders of Clearpool

• Robert Alcorn – Co-Founder and CEO, with a background as a CFA and experience in crypto since 2015.
• Jakob Kronbichler – Co-Founder and CCO, previously Commercial Director at Aspire, a leading digital neobank in Southeast Asia.
• Alessio Quaglini – Co-Founder and Senior Advisor, also CEO of Hex Trust, a major digital asset custodian in Asia.

These founders come from traditional finance, fintech, and blockchain industries, combining their expertise to build Clearpool.

Investors in Clearpool

Clearpool is backed by a mix of traditional venture capital and blockchain-focused investors. Some of the main investors include:

• Sequoia Capital India
• Arrington Capital
• Sino Global Capital
• Hex Trust
• Huobi Ventures
• Kenetic
• HashKey
• GBV

These investors support Clearpool’s goal to connect traditional capital markets with decentralized finance (DeFi) through uncollateralized borrowing and lending for institutions.

Halal Status of Clearpool

• Clearpool is a decentralized finance (DeFi) platform that offers permissionless lending and borrowing, mainly involving interest-based transactions.
• From an Islamic finance perspective, Clearpool’s core business model involves interest (riba), which is generally considered not halal.
• Therefore, Clearpool is not halal because it revolves around interest-based lending and borrowing, which conflicts with Shariah principles.