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  • Tokens
  • Lombard Finance (LOM)

    10/24/2025 16:00 UTC

    $0.648

    % Today
    -0.65%

    Unlock Schedule

    Lombard Finance (LOM) Token Unlock & Vesting Schedule

    The unlock chart above provides a clear visual overview of the Lombard Finance (LOM) token release schedule, showing when and how tokens enter circulation across investor, team, treasury, and community allocations. Understanding these tokenomics dynamics is critical for evaluating potential supply pressure, inflation impact, and market liquidity over time — key factors that can influence LOM price performance.

    Each color segment in the chart corresponds to a specific allocation group described in the Allocations section below. Underlying assumptions and data models used to reconstruct this schedule are explained in detail under Assumptions, while broader utility insights and token use cases are covered in Tokenomics & Utility.

    Tokenomics & Utility

    Lombard’s governance and utility token is BARD (often called the LOM token informally). The official tokenomics published by Lombard specify a fixed supply of 1,000,000,000 BARD at TGE. At launch, 22.5% of supply entered circulation to reward early users and jump‑start ecosystem growth, with the remainder unlocking over 48 months. The high‑level allocation is: 35% Ecosystem (airdrops, activation, and longer‑term development), 20% Liquid Bitcoin Foundation (LBF), 20% Early Investors, and 25% Core Contributors. The LBF serves as the steward for public‑goods and strategic ecosystem initiatives. (lombard.finance)

    Utility spans four pillars:

    • Governance: BARD holders help shape validator sets, fee structures, product roadmaps, and grants via the LBF.
    • Security: Staking BARD contributes to the cryptoeconomic security layer that protects cross‑chain LBTC transfers in coordination with Chainlink CCIP and Symbiotic.
    • Ecosystem development: Budgets and incentives can be directed to partnerships, integrations, and R&D that expand LBTC adoption.
    • Protocol utility: Preferred access and terms for certain products, with room for community‑driven expansion over time.

    Lombard Finance tokenomics also outline potential protocol fee sources—such as fees on vaults, mint/redeem (if introduced), SDK usage, and transactions on the Lombard Ledger. The post‑TGE roadmap mentions a future buyback program linked to protocol revenues. (lombard.finance)

    If you track LOM price on data widgets, note that exchanges list the governance token as BARD; naming can vary by venue, but the tokenomics and utility as described above are consistent with Lombard’s official materials. For exchange examples listing BARD, see recent announcements from OKX and KuCoin. (okx.com)

    Assumptions

    • Ticker used is BARD, not LOM.

      Official Lombard materials refer to the token as $BARD; some third-party aggregators list LOM, but the canonical ticker per Lombard is BARD.

    • Genesis date equals TGE/claims opening on 2025-09-18.

      Official claim FAQ sets claims opening at 18 September 2025 10:00 UTC; used as the token generation event date.

    • Ecosystem Activation tokens are modeled as fully unlocked at TGE.

      Tokenomics states 11% is unlocked immediately. Although Season 2 airdrop and Kaito Yappers distribute via claim events (some after 6 months), these are drawn from already-unlocked tokens.

    • Staking rewards do not create new supply beyond the fixed 1,000,000,000 BARD.

      Tokenomics fixes total supply at 1B with remaining supply linearly unlocking over 48 months; staking rewards are paid in BARD and funded from unlocked allocations rather than inflationary issuance.

    • Linear vesting for Ecosystem Development and LBF begins at TGE.

      Tokenomics specifies the unlocked portion at TGE and the rest unlocks linearly over 24 or 36 months post-TGE; modeled from TGE date.

    Allocations

    Ecosystem Activation
    11.00%
    Percentage of total token supply
    95%
    How certain we are about this information
    110,000,000 tokens
    Cliff: Sep 18, 2025 — NaN% of allocation
    11% of total supply unlocked at TGE for incentive programs and campaigns (includes Season 2 airdrop 1.5% and Kaito Yappers 0.16% as sub-programs). Distribution to users occurs via claims, but tokens are fully unlocked at TGE.
    Airdrop Season 1
    4.00%
    Percentage of total token supply
    96%
    How certain we are about this information
    40,000,000 tokens
    Cliff: Sep 18, 2025 — NaN% of allocation
    First claim event at TGE for Season 1 allocation; excludes referral-earned Lux. From the 40M total, 30M for Lux earners is split 50% at TGE and 50% at 6 months; the remaining 10M allocated to strategic LPs is locked 12 months.
    Cliff: Mar 18, 2026 — NaN% of allocation
    Second claim event, 6 months post-TGE, for remaining 50% of Lux-earner allocation plus referral-earned Lux from Season 1.
    Cliff: Sep 18, 2026 — NaN% of allocation
    12-month unlock for the 10M Season 1 strategic liquidity provider allocation.
    Community Sale
    1.50%
    Percentage of total token supply
    96%
    How certain we are about this information
    15,000,000 tokens
    Cliff: Sep 18, 2025 — NaN% of allocation
    Pre-launch community sale allocations are 100% unlocked at TGE.
    Ecosystem Development
    18.50%
    Percentage of total token supply
    94%
    How certain we are about this information
    185,000,000 tokens
    Cliff: Sep 18, 2025 — NaN% of allocation
    4.25% of total supply unlocked at TGE to fund early ecosystem development and partnerships.
    Linear vesting: Sep 18, 2025 - Sep 18, 2027 (monthly)
    Remaining 14.25% unlocks linearly over 24 months post-TGE.
    Liquid Bitcoin Foundation
    20.00%
    Percentage of total token supply
    94%
    How certain we are about this information
    200,000,000 tokens
    Cliff: Sep 18, 2025 — NaN% of allocation
    4.25% of total supply unlocked at TGE for LBF to fund research, development, and ecosystem initiatives.
    Linear vesting: Sep 18, 2025 - Sep 18, 2028 (monthly)
    Remaining 15.75% unlocks linearly over 36 months post-TGE.
    Early Investors
    20.00%
    Percentage of total token supply
    94%
    How certain we are about this information
    200,000,000 tokens
    Linear vesting: Sep 18, 2026 - Sep 18, 2029 (monthly)
    48-month lock-up with 12-month cliff; linear vesting commences 12 months post-TGE and continues for 36 months.
    Core Contributors
    25.00%
    Percentage of total token supply
    94%
    How certain we are about this information
    250,000,000 tokens
    Linear vesting: Sep 18, 2026 - Sep 18, 2029 (monthly)
    48-month lock-up with 12-month cliff; linear vesting commences 12 months post-TGE and continues for 36 months for service-based vesting.
    Last Updated: 10/16/2025 10:04 UTC

    Description

    #395

    Lombard Finance is a protocol that transforms Bitcoin from a store of value into a productive financial tool. It uses a security-first approach to create LBTC, a liquid Bitcoin primitive. A consortium of 14 leading digital asset institutions facilitates transactions on the Lombard protocol.

    Sector: Liquid Staking
    Blockchain: Bitcoin
    2025
    New